DG HYP - Products

Products

We offer you a range of financing products to cover your municipal investments


Annuity loan	Fixed-interest loan with a minimum redemption rate of 1% (plus saved interest) Constant annuity payments, comprising interest and redemption
Instalment loan	Fixed-interest loan with a fixed redemption payment, plus interest accrued Decreasing payments
Bullet loan	Fixed-interest loan with interest-only payments during the term Full repayment at final maturity (‘bullet’ repayment) Constant payments

We also offer special loans that are tailored to meet your individual investment needs:


Short-term loan	Short-term, fixed-interest loan with a maximum 12-month term Full repayment at final maturity (‘bullet’ repayment)
Loan with municipal guarantee	Guaranteed by a local authority Fixed-interest term of up to ten years Lenders enjoy benefits provided within the scope of 'services of general interest' Compliance with EU state aid rules
Forward loan	Fixed-interest loan with disbursement or refinancing scheduled on a future date Interest rate can be fixed up to three years prior to disbursement
Variable-rate loan	Floating-rate loan linked to prevailing 3-month or 6-month Euribor Maximum fixed-interest term of ten years Fixed redemption agreement

We also offer you a special lending programme at particularly attractive loan terms for municipal structural measures:

Promoting infrastructure projects in rural regions
for municipalities / local authorities and other local authorities outside of urban areas
Fixed-interest term of up to maximum ten years

Patrick Ernst
Head of Treasury

Our team will be happy to deal with any queries you may have.

Phone: +49 (0)40/33 34-20 00
E-Mail:
kommunalkredite@dghyp.de